How much is a Level 4 Home Care Package worth?

A Level 4 Home Care Package represents the highest level of home-based support available within Australia's aged care system. It's specifically designed for those with high or complex care needs who require substantial daily assistance to remain safely in their own homes.

As of March 2025, a Level 4 Home Care Package is worth approximately $62,075.55 per year. The Australian Government contributes a daily subsidy of $170.07 (as of March 1, 2025), which equates to around $2,380.98 every fortnight. This funding level typically translates to approximately 14 hours of personal care weekly or about 38 hours per fortnight. For most recipients, this means receiving daily visits and comprehensive assistance across multiple areas of need.

The total annual budget of a home care package level 4 

The package combines the government subsidy with any personal contributions, such as a basic daily fee, which for a Level 4 package is currently $13.14 or $183.96 fortnightly (as of March 20, 2025).

Depending on your financial situation, you might also be required to pay an income-tested care fee, which is determined through a Services Australia assessment that examines your income (not your assets). Full pensioners and those earning up to $33,849.40 annually are exempt. For those on higher incomes, there are annual and lifetime caps on these fees to protect against excessive costs. Currently, the lifetime cap stands at $82,347.13.

It's important to understand that the total package value does not convert directly into care hours. A portion of the funding goes toward Package Management and Care Management Fees charged by your approved provider. These cover crucial administrative tasks like care coordination, service scheduling, budget management, and regulatory compliance.

The Level 4 package’s intensive services

Some services that this package may cover include:

• High-level nursing care
• Comprehensive personal care
• Specialised therapies
• Extensive support for physical, social, and psychological needs

The exact mix of services will depend on your personalised care plan, which will be developed in collaboration with your chosen provider. When selecting a provider, their fee structure will significantly impact how much of your package funding translates into care hours. Taking time to compare different providers' pricing schedules can help ensure you get the best value from this package.